I've never heard of the E-Promise, but they say this: "* Applies where the cardholder has lawfully cancelled his agreement with an online, phone or mail-order merchant; or the item received is different from what was ordered."OnTheMoor wrote:Moxy, I found this on the Canadian VISA site
http://www.visa.ca/en/personal/shop_epromise.cfm
Have any info?
I'd have to read it again, to be sure, but sounds like if you cancelled a subscription or an agreement, lawfully (Visa would require a copy of the cancellation before reversing charges), or if it's that you got something other than what you ordered, then they will reverse charges (they charge back the merchant).
You might have a case there, OTM.
"May I speak to your supervisor" doesn't always work. I've trained my agents to tell the truth to the cardholders, and I've given them the same powers I have for making any adjustments to their Visa accounts. I don't have more powers than they do, and they always end up resolving any issues immediately as a first point of contact - no escalation necessary.
Our centre has become a lot more customer-service oriented, and our agents (not only mine, but in other departments too) are trained to have all the tools necessary for resolving all client concerns and complaints. If the call is going to a higher up, it's only because the client really thinks they'll get more if they continue to complain. Many times, all the client gets is another person to talk to, and sometimes that makes all the difference - the outcome on the account doesn't necessarily change but the client feels good that they at least tried - plus they get the same response, but in different words.
The psychology of it is all beyond me, let me tell you. Just keep in mind that credit card money is not actually yours...